Call our office for all accepted insurances.
DEDUCTIBLES, CO-PAYS AND CO-INSURANCES
The details surrounding insurance coverage may be confusing. In an effort to help our patient understand these details, here are some general information you might find useful. If you have any additional questions, please direct them to your health insurance company.
DEDUCTIBLE: an out-of-pocket amount a patient must pau each year before the insurance company begins to pay for services rendered. A covered service may hit a patient’s deductible depending on the details of the patient’s plan.
CO-PAY: a set amount that is the patient’s responsibility due at the time of service. A patient may or may not owe a co-pay, this is dependent on the patient’s particular plan.
CO-INSURANCE: a percentage of the cost that is the patient’s responsibility after the insurance has submitted its portion. For example, with a 20% co-insurance for hospitalization, a patient would pay 20% of the cost of the hospitalization and the insurance carrier would be 80%.
We hope this helps clarify some questions.